In life, many different circumstances happen, in connection with which our relatives or acquaintances cannot pay a loan personally. For example, if a person came to the hospital and unable to physically visit the bank or use the mobile service.
Situations may differ from each other, but the credit obligations do not disappear anywhere. Banks are waiting for the borrowers of the timely monthly payment. Otherwise, penalties and fines will follow overdue.
There are several ways to pay someone else’s credit. We will analyze them more below.
A visit to the branch of the bank in which the borrower has a loan agreement, at first glance, it seems one of the most simple ways of paying a loan. But in fact, everything is different.
If the monthly loan payment is written off the card, the details of which you are known, then in this situation it is enough to translate the desired amount of funds to this very card. Then the time and date established by the loan agreement will write off the funds.
The bank is absolutely not interesting how cash is on the account. It is important that the amount is sufficient to repay the payment.
When the transfer to the card is not possible, for example, a large commission is removed during the process. You can use the way without additional spending.
Cash in ATM at the expense of the borrower requires a third party knowledge of a loan agreement. This information is enough in some cases, but in addition, a borrowed passport may be required.
If this option is not suitable, then use the two described methods.
As you can see, the methods of paying a loan for someone else’s person. What exactly exactly to you will tell either a loan agreement in which these items may be spelled out, or bank employees.
The repayment of the loan can be made by third parties — relatives, acquaintances, friends, as well as pledgers, co-servers, guarantors.