**When the owner of the car appears the choice of additional insurance with a large set of functions and capabilities — CASCO, then the cost of such insurance scares many.**

*Drivers are not ready to pay several tens of thousands for not necessarily in design. In today’s article, we will analyze ways to reduce the cost of CASCO.*

**Casco is an optional type of vehicle insurance. If the OSAGO is mandatory for everyone, then there is no casco.**

**CASCO provides for compensation for damage at any occasionality situation: and in the case of your guilt, as well as in a situation where another driver is guilty. This is an honorable difference, as it provides for a compensation for the damage to another driver caused by your fault.**

*Unlike OSAGO, CASCO does not have a compensation limit. It can be framed on any car model, and compensation for damage at an accident or in the case of a hijacking may amount to several million rubles.*

**It follows that the volume of risks at the design of the CASCO is more than the OSAGO. Since Casco covers all possible driver errors.**

**The cost of insurance is calculated after estimating the cost of the vehicle, but other factors affect the final sum:**

**It is not possible to influence what was described above, but for other factors affecting the cost of CASCO, will work out.**

Then you will have only the possibility of compensation compensation.

Damage in case of an accident, and cost CASCO in such a situation will be much

cheaper.

**Additional way to reduce the cost of CASCO can serve as a predetermined cost of damage, which will not be compensated by the insured — franchise. For example, you will independently pay the elimination of scratches, damage and other things that does not exceed the amount of 20,000 rubles.**

**If external defects do not deliver any inconvenience, then you can save them for a year, and then reproduced to reprieve it when the amount of the franchise will be less than the total cost of repair.**